NUUP | National Unified USSD Platform

 NUUP (National Unified USSD Platform) is a USSD based mobile banking service from NPCI that brings together all the Banks and Telecom Service Providers. In NUUP, a customer can access banking services by just pressing *99# from his/her mobile phones. This service works across all GSM mobile handsets

Unstructured Supplementary Service Data (USSD) is a technology unique to GSM (Global System for Mobile Communications) handsets. It is a capability built into the GSM standard to support transmitting information over the signaling channels of the GSM network. USSD provides session-based communication, enabling a variety of applications. USSD technology, which was primarily used in the field of telecommunication, is going to make a significant impact in the field of banking services through NUUP.

Key benefits of NUUP

- Accessible through common code - *99# across all Telecom Service Providers.

- Works across all GSM mobile handsets. No application installation required on the mobile handset and the service also has interactive menu.

- Round the clock availability (functional even on holidays).

- Provides variety of Banking and Value added service.

- GPRS is not required-works only on voice connectivity.

- Additional channel for banking and a Key catalyst for spreading financial inclusion reach.

- No additional charges while roaming.

Services available under NUUP

- Non-Financial

- Financial

- VAS

- Balance Enquiry- User can check his/her available balance of the bank account linked to mobile number.

- Mini Statement User can generate mini account statement for his/her bank account linked to mobile number.

- Know MMID *(Mobile Money Identifier)-User can know their MMID which was allotted to him/her by bank during mobile banking registration.

- Generate-PIN-User can Generate or Set the M-PIN. M-PIN or Mobile PIN is like a password and used for authenticating financial transactions

- Change M-PIN-User can change the M-PIN. M-PIN or Mobile PIN is like a password and used for authenticating financial transactions.

- Generate OPT-User can generate One Time Password (OTP) which can be used for different transactions as a second factor of authentication.

- Fund Transfer using Mobile No. and MMID-User can transfer fund by using MMID and Mobile number of the Beneficiary.-

- Fund Transfer using IFSC and Account No. - User can transfer fund by inputting IFS code and Account number of the Beneficiary.

- Fund Transfer using Aadhaar-User can transfer fund by inputting Aadhaar number of the Beneficiary